Keystone Lawfirm and Wealth partners

Do I Have Enough Money to Retire?

Posted on: March 5th, 2018 by Sheryl Keeme   Retirement

Years of work behind you, it may be time to consider retirement. Trying to figure out whether you have enough money to retire may leave you bewildered. How much is enough? “Enough” is vague. Enough for you might be sufficient funds to: Enjoy a fulfilling lifestyle; Cover unexpected expenses and emergencies; Allow you to fulfill […]

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Keeping Your Hand In: Consulting for Your Family Business After Retirement

Posted on: February 19th, 2018 by Sheryl Keeme   Retirement

After a busy career running the family business, you may not want to just sit around scrapbooking or playing bingo every day. Of course, you retired because you don’t want to work every day. You may want to keep your hand in, though, by consulting for the business you just retired from. But, where to […]

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The Reluctant Retiree

Posted on: December 27th, 2017 by Sheryl Keeme   Retirement

The list of things we put off doing can be long. Sometimes it’s a simple case of procrastination, but we often have other reasons to avoid taking action. Sometimes we just make excuses. This is especially true if we have a big decision to make – like retiring. Reluctant retirees may be concerned about any […]

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How to Become an Arizona Resident

Posted on: December 25th, 2017 by Sheryl Keeme   Life Changes  |  Retirement

Lots of people own property in more than one state. Some people leave their home base so to speak to spend time in a vacation home. Others like seeing the country from the windows of an RV. And others move South with the seasons. Whether you’re moving for business, excitement, or because you hate snow, […]

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Getting the Most From Your Retirement

Posted on: November 29th, 2017 by Sheryl Keeme   Retirement

When it comes to retirement, there’s no ‘one-size-fits-all.” That’s good, because retirees are a diverse group. Some prefer a quiet life, while others want to ‘let it all hang out’ like they couldn’t do while they were working or raising a family. With a little research and outreach to like-minded souls, you can get the […]

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Knowing When It’s Time to Retire

Posted on: November 18th, 2017 by Sheryl Keeme   Retirement

Swedish tennis legend Bjorn Borg retired in 1983 – at age 26. Jack Borden, an attorney from Weatherford, Texas, was still practicing law when he died at age 102. Some people retire because they’ve reached the top of their career and want to move on to something new. Others keep working from necessity or just […]

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Planning Early is Better

Posted on: July 17th, 2017 by Sheryl Keeme   End of Life  |  Estate Planning  |  Retirement

When planning involves a vacation or dinner out with friends, we are all over it. Yet, often, when planning is about our death or our life as an elderly person, not so much. Unfortunately, when we fail to plan for when we cannot make our own decisions or when we die, our family suffers most. […]

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Do-It-Yourself: Great for Small Repairs, Dangerous for Estate Planning

Posted on: July 7th, 2017 by Sheryl Keeme   Estate Planning  |  Law Updates  |  Retirement  |  Uncategorized

Learning estate planning is quite a bit different than learning to replace a spigot on You-Tube. With so much information available online today from learning home repair hacks and even publishing your own book, it is tempting to try to do this for yourself. Making an appointment to see an attorney is hardly at the […]

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Maximizing your Social Security Benefits

Posted on: May 23rd, 2017 by Sheryl Keeme   Income Tax  |  Retirement  |  Taxes

People are living much longer today and collecting social security longer than in previous generations. And in many cases, women outlive men. Those who are in their 60s can elect to receive their retirement benefits earlier or later. Each month, 10,000 Baby boomers are turning 65. For those who have diseases that are known to […]

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Divorced and 50: Fixes for a Carefree Retirement

Posted on: July 27th, 2016 by Sheryl Keeme   Life Changes  |  Retirement

Divorce is never a happy subject. The emotional impact on a family can take months or even years to heal. Another pain that many do not learn about until it is too late is the potentially dangerous effect of divorce on retirement plans. Folks over 50 who divorce often experience a loss of income that […]

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"Without counsel plans fail, but with many advisers they succeed." Proverbs 15:22